What is Factoring?

Factoring, also known as asset-based funding, allows you to receive cash for your unpaid receivables and invoices. Factoring is converting the accounts receivable from your business into cash by selling outstanding invoices to a third party factoring company. We take the invoices you want to sell, go through our due diligence and, upon approval, advance you a percentage of the total. We pay you up to 95% of the total amount due to your company!

CLICK HERE to view 45-second video and learn more about WCF.


Flexible, Innovative & Affordable Factoring Programs

Whether you need short-term or long-term funding to help operate your business, we can provide small to medium size businesses like yours the cash for growth. How? It’s easy, your accounts receivable or individual invoices are as good as cash!

Key benefits to factoring with WCF:

~Low fees

~Easy online application

~High cash advance rates

~Reduce your collection costs

~Single or multi-invoice factoring options

~Limit your need for bank loans and lines of credit

~Fast funding approval, usually within 3 business days

~Personal customer service and support from WCF staff

~Expand your operation by obtaining working capital cash

~Helps cover your payroll, benefits and operating expenses



Fast Access to Your Cash Now!

Factoring is fast access to cash you need for your business. It even gives you the ability to be paid quickly for your slow-paying customers. We are not a bank and do not loan money.

CLICK HERE to Get Started Now with our easy one-page application.



Keep Your Business Relationships Strong

Your customers become our customers. We show them the utmost respect.
We are not a collection agency.

We specialize in helping small to medium sized businesses. If you are looking for personal service from a family-owned company that understands your needs, contact us today.

CLICK HERE to Get Started Now, or call us today at 928-759-FUND (3863).
Get Started Now!
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What makes WCF different from the big factoring companies?
Western Commercial Funding is a private, family-owned and operated business. The family has 45 years of ownership and management in banking with a solid grasp on the challenges that small to medium sized businesses are facing these days.

CLICK HERE to learn why our company is known and trusted by so many businesses.
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